Of all the events and memories of 1996, one health care statistic stands out: 1996 was the first year that HMO enrollment exceeded conventional health plan enrollment.1
The juggernaut of managed care of course has a significant effect on the costs and type of health care packages offered. But what are the attitudes and intentions of managed care organizations (MCOs) concerning the types of plans and benefits they offer? What are the MCOs up to?
Managed Healthcare,2 a well-known magazine in the managed care arena, recently conducted a survey of 230 MCOs ranging in size from less than 100 employees to multi-billion dollar companies with total covered lives in excess of 100,000.
Type of MCOs Surveyed:
| Health Maintenance Organization (HMO) | 42.3% |
| Preferred Provider Organization (PPO) | 20.7% |
| Independent Practice Association (IPA) | 14.9% |
| Physician-Hospital Organization (PHO) | 6.8% |
| Combination | 22.1% |
| Other | 18.5% |
Of particular concern to the chiropractic profession is the level of "ancillary benefits" being offered by the MCOs, and those being planned for the next 12 months:
Ancillary Benefits
| Currently Offered | In Next 12 Months | Total | |
| Vision | 73.9% | 23.1% | 97% |
| Dental | 67.9% | 21.2% | 89.1% |
| Behavioral Health | 79.4% | 3.8% | 83.2% |
| Pharmacy | 75.2% | 5.8% | 81% |
| Rehabilitation Services | 72.5% | 3.8% | 76.3% |
| Home Health Care | 73.9% | 1.9% | 75.8% |
| Chiropractic | 64.2% | 11.5% | 75.7% |
| PBMs | 49.5% | 7.7% | 57.2% |
| Long-Term Care | 41.7% | 9.6% | 51.3% |
While chiropractic is the third most likely benefit for MCOs to add, it is still planned by half as many MCOs as vision and dental benefits. Should this trend continue, chiropractic benefits in managed care plans could reach parity with other "ancillary benefits" over the next few years.
Also of interest is which ancillary benefits are offered "in-house" and which are subcontracted:
Where Ancillary Benefits Are Offered
| In-House | Subcontracted | |
| Behavioral Health | 55% | 56.5% |
| Pharmacy | 45% | 46.5% |
| Home Health Care | 45% | 53.5% |
| Vision | 48.1% | 52.9% |
| Rehabilitation Services | 50.4% | 49.4% |
| Dental | 33.3% | 54.1% |
| Chiropractic | 29.5% | 54.7% |
| PBMs | 21.7% | 45.3% |
| Long-Term Care | 20.2% | 35.3% |
Note that less than 30% of the MCOs surveyed offer chiropractic as an in-house benefit, a far cry from vision care which is offered as an in-house benefit by almost half of the MCOs.
Information Systems
One of the most telling aspects of this survey were the results from the questions on information systems and the Internet. Over 93% of the MCOs surveyed have some sort of information system, with almost 30% of those currently being outsourced. When all of the MCOs were asked about their plans for the next 12 months, over 27% stated that they would be purchasing information systems. Obviously, these will result in additional systems, upgrades and/or bringing the information systems in-house.
Most of these MCOs are very keen about the Internet, with almost 75% enjoying online services or Internet access. Pharmaceutical companies are making the most of the Internet, with almost 30% of these MCOs have access to drug company's web sites. Forty-four percent of these MCOs have their own web sites with another 31% planning web sites in the next six months.
Information on MCO Web Sites
| Product | 29.4% |
| Company | 27.9% |
| General Information | 23.5% |
| Services | 20.6% |
| Health | 11.8% |
| Network | 8.8% |
| Benefits | 5.9% |
| Marketing/Sales | 4.4% |
| Job Opportunities | 2.9% |
| Other | 32.4% |
Information services are, in general going electronic. Consider what services are currently being utilized to track patients, claims and care, versus what is planned within the next few years:
Information Services
| Currently Utilizing | May Implement in Next Few Years | Total | |
| Voice Mail, E-Mail or Voice Recognition Systems | 82.4% | 15.4% | 97.8% |
| Quality Guidelines, Criteria & Compliance Analysis | 61.5% | 34.6% | 96.1% |
| Electronic Claims & Remittance | 67.3% | 27.9% | 95.2% |
| Eligibility and Referral Tracking | 62.9% | 30.9% | 93.8% |
| Managed Care and Claims Adjudication | 80.5% | 13.2% | 93.7% |
| Online Results Reporting | 46.3% | 38.2% | 84.5% |
| Electronic Medical Records | 23.9 | 52.9% | 76.8% |
| Electronic Prescription Systems | 37.1% | 31.6% | 68.7% |
| Patient Chart Tracking | 29.3% | 33.8% | 63.1% |
| Image Management Systems | 25.4% | 34.6% | 60% |
| Patient Flow Tracking | 26.8% | 30.1% | 56.9% |
| Resource Load Balancing | 11.2% | 22.8% | 34% |
This survey shows a number of important trends for managed care organizations and how they operate.
Editor's note: Special thanks to Managed Healthcare for making the results of this survey available. Those wishing to stay in touch with the ever changing world of managed care are encouraged to subscribe to
Managed Healthcare,
131 W. 1st Street, Duluth,
MN, 55802,
phone number 1-800-346-085, ext. 477.
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